Managing a profitable business is no easy task. There are always unexpected expenses and setbacks. Fortunately, business insurance helps you minimize the financial impact of common exposures. Without insurance, one major loss could put you out of business. While there are many types of business insurance to cover a wide range of industry-specific exposures.

You need business insurance that perfectly suits your industry, and we are proud to offer it. When you get an insurance policy from us, you are taking the first step toward protecting your business, your employees, and yourself. We are happy to assist you with the process of obtaining the best insurance policy for your business, starting with an overview of the types of coverage you can expect.

Your building coverage includes the building structure, property used to maintain the building, indoor fixtures and flooring. Your office building insurance protects you against risks like fire, lightning, explosion, windstorms, hail and smoke damage. Damage caused by vandalism is also covered.

Buildings protected under a business owners insurance policy are valued at their replacement cost (not the market value). There is no deduction for depreciation. However, you must insure at least 80% of the value of your insured building or you may not be able to recover the full amount of losses you incur.

This product provides a wide range of traditional and emerging professions (from the small specialist firms to medium-sized companies or large listed multinationals) covering their liabilities arising out of any professional advice or service given. Able to respond to global professional indemnity/errors & omissions requirements with immediate worldwide jurisdiction.

Protection for the company and its employees from claims related to their failure to perform professional services or errors or omissions related to those services.

Home insurance are all crucial to protecting your financial well-being no matter what happens. Important both for home owners and renters, this type of insurance can help protect your finances in the face of a disaster or other form of loss. Before you decide which provider is best for your needs, you'll want to review home insurance quotes from us. You'll also want to learn about the coverage options so that you are able to select the best policy for your needs.

It's not just stuff, it's what makes a house a home. Make sure your home contents are covered if something goes wrong.

Vehicle insurance is mandatory so choose a plan wisely. You can now save money, get discounts and find the best deal through Alliance Insurance. Your vehicle insurance policy is the most important document in your vehicle because it protects you against financial loss and legal issues. Millions of car owners across Australia trust us to insure their car since we provide package policies that would protect them against physical damage, bodily injury / death and cover against third-party liability, bringing them security and peace of mind.

All this is backed by our advanced claims servicing capability and fast settlement record for vehicles insured with us.

Travelling can be fun but at the same time it can become challenging as well. We generally pack our stuff with great zeal and curiosity but if we are not well prepared ahead of the travel, it can be a headache as well. So, before leaving for your eventual travel, little planning certainly helps you making your trip smoother.

Travel insurance is designed to cover those who elect coverage with financial safeguards in the case of events ranging from inconveniences to calamities. Coverage may include both costs incurred before your trip, such as nonrefundable event tickets or hotel stays, and during your trip, including travel interruptions and medical expenses.

Make sure your investment property is protected with Alliance Landlord Insurance, providing coverage for flats, units, apartments and houses that are leased or rented to tenants. When it comes to protecting your investment property, Alliance Landlords Residential Property Insurance provides comprehensive cover against deliberate and intentional acts by tenants, vandalism and loss of rent.

Protect your property against an increased range of events. Rather than a long list of acceptable risks, there’s a short list of events and mishaps that are not covered. So if something happens and it’s not on the list of exclusions, you know you’re covered.

Health insurance can give you access to private diagnosis and treatment should you fall ill or be injured. We offer more than just health benefits and insurance plans. Each plan comes with personalized support to help lower costs and keep people healthy. Personalized wellness and disease management programs.Online resources to help members keep track of their health plan and health history, research conditions and understand the cost of care.

Choose from our range of health insurance plans which can cover diagnosis and tests, prompt treatment and care, and access to specialist support services.

Life insurance is a vital part of financial planning for anyone who has dependents. By ‘dependents’, we’re referring to those whose circumstances and material wellbeing would be affected by your death. So that means your partner, your children or anyone else who is financially reliant on you.

If you have a partner and children, then the two of you should think about life insurance, regardless of whether one or both of you are earning. After all, how would the family cope if the partner who stayed at home were to die? The survivor couldn’t just give up work to care for the house and children, so money would be needed to make alternative arrangements.

We’re guessing you’re here because you’ve been wondering how you would manage if you or your partner became ill or injured, and were unable to work for a while. It’s an important thing to think about, especially if you’re paying a mortgage, loan or other debts or have children to support.

You might even have savings set aside, but you’re worried that these would disappear quickly when they are used to pay for your monthly outgoings, food shopping and transport costs.

There is a way you can protect your family against this. It’s called accident and sickness. It’s not be confused with health insurance, which covers the cost of private medical care.

General liability insurance protects your business from another person or business's claims of bodily injury, associated medical costs and damage to property. Some examples of what could be covered are below:

Bodily injury : A client falls over your bag and you are legally liable for the injury. We will cover the subsequent claim and related medical expenses up to your General Liability policy's limits of liability.

Property damage and data loss : You spill coffee on a client’s server causing damage and loss of data. We will cover the subsequent claim up to your General Liability policy's limits of liability.

Personal injury : One of your employees is at lunch. He talks to the owner of the shop about one of your clients in a false and unflattering way. The client learns of this discussion and sues for slander. We will cover the subsequent claim, up to your General Liability policy's limits of liability, and pay for an attorney to defend you if necessary.